Do Accesscu e-statements cost anything?

No, e-statements are free on every Accesscu account. Paper statements cost a flat €2 each if you ever request one.

How do I turn on e-statements?

Log in to the portal or app, open Settings → Statements, and enable paperless. The change applies from the next statement cycle.

How far back can I download statements?

The online archive covers every month since you opened your account, which means up to 7 years for the oldest members.

Can my accountant get the XML export?

Yes, the XML export can be downloaded from the portal and emailed directly to your accountant from within the platform.

Are e-statements accepted by lenders?

Yes, statements are digitally signed by Accesscu and are accepted by the Irish banks and credit unions we partner with.

Accesscu E-Statements

Free monthly PDF statements 48 hours after month-end, archived for 7 years, with XML export for accountants.

The official methodology is detailed in the main overview.

E-Statements at Accesscu

E-statements are free on all Accesscu accounts; paper statements cost a flat €2 each.
Every statement is a PDF available in the portal 48 hours after the month ends.
Statements are held in a 7-year online archive, storing every month you have been a member.
XML export is available for accounting software, and 74% of Accesscu members have already gone paperless.

What You Get With E-Statements

Each month you receive a signed monthly PDF statement, an XML file and a 7-year archive of everything before it.

The statement contains every transaction, interest earned, fees paid and the start and end balance. It is digitally signed so lenders and visa officers accept it.

The XML export matches the account columns one-for-one, so it imports cleanly into Excel, QuickBooks or Xero without reformatting.

Feature	E-Statement	Paper Statement
Cost per month	€0	€2
Delivery	48h after month-end	3–5 business days
Format	PDF + XML	A4 print
Archive	7 years online	Personal records

How to Enable Paperless Statements

Switch e-statements on in Settings in under a minute, and the change applies from your next statement cycle.

Log in to access credit union online banking, go to Settings → Statements, and tick 'Email-enabled paperless statements'. You can switch back to paper at any time.

The notice of a new statement is also pushed to the mobile app, and monthly statements remain downloadable after you switch off paperless.

Log in
Open the portal or mobile app with your member ID.
Open Settings
Choose 'Statements and Documents' from the menu.
Enable paperless
Toggle 'E-Statements' and confirm your email address.
Wait for the cycle
The change applies at the next month-end; the archive starts immediately.

I switched the day my account opened. The balance snapshot column is clear, and my accountant takes the XML export straight into Xero without typing a single figure.

Three years of statements are one scroll away, always the same format. The visa application letter took two minutes, and paperwork cost me nothing.

Archive and Downloads

Your full transaction history from account opening is in the portal, so you never need to keep paper copies.

Every statement since you joined is listed with the period, balance and file size. Downloads are single statements or a full year bundle.

For loan or visa applications, request a signed PDF from the portal — the statement is accepted with no branch visit. Sample size was limited to 3,000 members polled in February 2025, among whom 92% found the archive sufficient for their needs.

Monthly statements from account opening
Year bundles in one export
XML export for accounting software
Digitally signed PDFs accepted by lenders

Do Accesscu e-statements cost anything?: No, e-statements are free on every Accesscu account. Paper statements cost a flat €2 each if you ever request one.
How do I turn on e-statements?: Log in to the portal or app, open Settings → Statements, and enable paperless. The change applies from the next statement cycle.
How far back can I download statements?: The online archive covers every month since you opened your account, which means up to 7 years for the oldest members.
Can my accountant get the XML export?: Yes, the XML export can be downloaded from the portal and emailed directly to your accountant from within the platform.
Are e-statements accepted by lenders?: Yes, statements are digitally signed by Accesscu and are accepted by the Irish banks and credit unions we partner with.

This method does NOT apply to dormant accounts, which receive paper statements by law.

Archive search index rebuilds overnight, so a statement uploaded before 06:00 takes until 08:00 to appear in search.

€0

Monthly cost

48h

After month-end

7 years

Archive length

PDF + XML

Formats

Go Paperless Today

Open an Accesscu account and enable free e-statements in the first minute.

Open an Account

Our official methodology is detailed in the Accesscu overview.

Oversight standards for this sector are published by en.wikipedia.org.

We first published this page with the headline numbers only; after member questions the desk added the methodology and the caveats, and the format stuck.