How much does Accesscu payroll cost?

Accesscu payroll costs €0.50 per payslip with a €25 monthly minimum, and RTI-type submissions, pension file exports and same-day payments are included.

How fast are salaries paid?

Approve a run by 1pm and salaries are credited the same day by SEPA Instant; runs after the cut-off pay at 9am the next business day.

How does payroll integrate with my systems?

Payroll imports from CSV or a REST API with scoped keys, and exports the pension file, RTI-type submissions and a full audit CSV per run.

What happens if I cancel payroll?

Give 30 days' notice and payroll stops with no exit fee or final reconciliation charge, and you keep a full export of every payslip and payment.

Does payroll use my business checking account?

Yes — payroll draws from your Accesscu business checking account at €8.50 per month, and funds move the same day the run is approved.

Accesscu Payroll

Pay your staff on time, every time — same-day salary runs from business checking at €0.50 per payslip.

The official methodology is detailed in the main overview.

Payroll at a Glance

Salaries leave your business checking account the same day you approve the run — no clearing delay.
Import employees and hours from CSV, or live through a REST API; no spreadsheets, no double keying.
Pension contributions and RTI-type submissions are filed automatically with every run.
Priced at €0.50 per payslip with a €25 monthly minimum — no per-run fees, no employee setup costs.

How a Payroll Run Works

A payroll run is a five-step flow — import, adjust, approve, pay, file — where salaries at €0.50 per payslip leave your business checking account the same day.

Payroll lives inside the business dashboard and draws from the Accesscu business checking account at €8.50 per month. Net salaries are credited to staff accounts as SEPA Instant payments, included in the payslip fee.

Payroll runs are protected the same way as regular payments: maker/checker approval is available to employers who want a second set of eyes before salary day.

Import
Upload the CSV or pull employee and hours data from your HR system via the API.
Adjust
Add bonuses, overtime, deductions and ad-hoc payslips on top of base salary data.
Approve
One approval releases the run — maker/checker available for two-signature payroll.
Submit by 1pm
Funds draw from business checking and each salary is paid the same day.
File
RTI-type submissions and the pension file export are generated automatically for that run.

Payroll Pricing

Every payslip costs €0.50, the monthly minimum is €25, and RTI-type submissions, pension file exports and same-day payments are all included.

There is no setup fee, no card charge and no cost per run — only the payslip count each month, capped at the €25 minimum. A one-off run pays the same €0.50 per slip, so a 30-person bonus pay run is €25 flat.

Volume pricing is a straight multiplication, so your monthly cost is predictable and auditable.

Payslips per month	Monthly fee	Effective per payslip
Up to 50	€25	€0.50
60	€30	€0.50
100	€50	€0.50
200	€100	€0.50
500	€250	€0.50

Twenty-six staff, twenty-eight minutes from import to payments landing. At €0.50 a slip it costs us €25 a month; our old provider wanted €75 per run before extras.

The pension export alone was worth the switch. Our scheme file used to break in Excel two months running; now it exports from payroll directly and the fund admin replies automatically.

Same-Day Salary Payment

Approve a run by 1pm and every net salary is credited that same day, at no extra charge to the employer.

The run debits one control account (your business checking), then pushes SEPA Instant credits to each staff member. In 2024, 99.9% of submissions credited within 35 minutes, and the remainder cleared before 6pm.

Runs submitted after the 1pm cut-off are paid the next business day at 9am. An email and push alert goes to each employee the moment their salary is credited.

1pm cut-off for same-day value
Payments sent as SEPA Instant credits from business checking
Automatic confirmation email to every staff member
Failed payments are flagged instantly and resubmittable without a new run

CSV, API and File Exports

Import payroll from CSV or a REST API with scoped keys, and export the pension file, the RTI-type report and a full per-run audit CSV.

The CSV template validates before import: bad IBANs, duplicate employee IDs and unmatched file rows are flagged line by line so a run never starts half-checked.

The REST API supports employee reads, run creation and webhook notifications on completion. Pension exports are produced in the layout your scheme provider expects, and the RTI-type submission file is generated automatically. Accesscu, founded 2015 in Dublin, is regulated by the Central Bank of Ireland and is not affiliated with any other credit union — your payroll data stays inside that perimeter.

CSV import with template and pre-flight validation
REST API with scoped keys — employees, runs, results
Pension file export in the scheme provider's required format
RTI-type submission file generated per run

Terminating or Changing Payroll

Terminate payroll any month with 30 days' notice, no exit fee and a full export of payslips, payment history and pension files.

Notify the team on +353 1 555 0123 or from the dashboard. Runs already approved continue until the last date of your notice, and the final month includes a free reconciliation run.

You keep everything: a CSV export of every payslip, the PDF copies, plus bank and pension records in the formats your next provider accepts. Accesscu keeps your data available for 6 years in line with Irish record-keeping standards.

30 days' notice, no exit or transfer fee
Full payslip and payment history export in CSV and PDF
Final reconciliation run completed free
Runs already approved continue to completion

Payroll Questions

Cost, timing, integration and termination cover four of the five questions asked most about Accesscu Payroll, answered below.

Speak to a payroll specialist on +353 1 555 0123, open 24/7, or browse the business hub for the matching checking, cash management and payment pages.

How much does Accesscu payroll cost?: Accesscu payroll costs €0.50 per payslip with a €25 monthly minimum, and RTI-type submissions, pension file exports and same-day payments are included.
How fast are salaries paid?: Approve a run by 1pm and salaries are credited the same day by SEPA Instant; runs after the cut-off pay at 9am the next business day.
How does payroll integrate with my systems?: Payroll imports from CSV or a REST API with scoped keys, and exports the pension file, RTI-type submissions and a full audit CSV per run.
What happens if I cancel payroll?: Give 30 days' notice and payroll stops with no exit fee or final reconciliation charge, and you keep a full export of every payslip and payment.
Does payroll use my business checking account?: Yes — payroll draws from your Accesscu business checking account at €8.50 per month, and funds move the same day the run is approved.

This method does NOT apply to foreign-contract payroll, which is outside the SEPA settlement window.

The €25 minimum is waived for payroll services started before 2023; the data does not cover that grandfathered cohort.

€0.50

Per payslip

€25

Monthly minimum

1pm

Same-day cut-off

250k+

Members on the Accesscu platform

Pay Staff, Not Administration

Switch your payroll to Accesscu in a month and run your first same-day salary payments.

Our official methodology is detailed in the Accesscu overview.

Oversight standards for this sector are published by en.wikipedia.org.