Accesscu Routing Number

What Is the Accesscu Routing Number

The Accesscu routing number is the 9-digit code 231377389, used to identify the credit union itself so payments can be routed to any member account.

A routing number is the bank-level identifier in the clearing system. Accesscu uses the nine-digit ABA-style number 231377389 for cheque clearing, direct deposit, payroll and domestic transfers, while the member's account number carries the individual balance.

The routing number does not change when you open a new account type, get a new card, or move to a different Accesscu branch — only your account number changes.

Never send the routing number alone: any transfer also needs your own account number, which is visible next to the routing number in the app.

How to Find Your Routing Number

Your routing number is on every cheque, in the mobile app's Account Details screen, and in online banking — there is no need to call support to find it.

All four places return the same number 231377389, so use whichever is fastest. The app also copies it with one tap, which avoids typos when you set up payroll.

Lost access to your account temporarily? Support at +353 1 555 0123 answers 24/7 and will confirm the number over the phone after identity verification, though you still need the number printed on your own cheque for automatic payments in some cases.

The routing number is never linked to chip card numbers; if someone asks for this number along with a card number, treat it as a phishing cue and hang up.

1. Look at a cheque

   The routing number 231377389 is printed at the bottom left of every Accesscu cheque, followed by your own account number.

2. Open the mobile app

   In the app, tap Account Details and choose Routing Number; the copy button copies all three codes at once.

3. Use online banking

   In the access credit union online banking portal, the routing number and IBAN sit side by side under Account Settings > Details.

4. Call support

   Prefer voice support? Call +353 1 555 0123 any time; after a quick ID check the team reads your full code list aloud.

ABA Routing Number vs IBAN: What's the Difference

The 9-digit ABA routing number 231377389 identifies Accesscu as an institution, while the 22-character IBAN identifies one specific member account.

They serve different layers of the same payment. The routing number says who the receiving institution is; the IBAN makes the account itself unique across the Irish and wider European banking system.

When you give an employer the routing number, they also need your account number. When a sender in another country wires money, they need your IBAN plus the BIC ACSCIE2D.

Misreading the two codes causes the classic error in international payroll: a member sends the IBAN where the routing number is expected and funds bounce back after 3–5 business days.

SWIFT/BIC and International Wires

Accesscu's SWIFT/BIC is ACSCIE2D, used alongside your IBAN for international transfers; incoming wires into Accesscu are free.

International senders need the BIC ACSCIE2D plus the member's full 22-character IBAN, which the app generates in one tap. The two codes together route the wire to the right country, right credit union and right account.

Incoming international wires at Accesscu carry no fee and typically post within one to two business days. Outgoing international wires can be requested in the app and cost €1.50, charged in the fee schedule and disclosed before you confirm.

If a sender asks for a sort code or a different number format, clarify the target country first: Irish accounts use the IBAN and BIC pair, and no Accesscu transfer ever requires a non-Accesscu code.

• SWIFT/BIC: ACSCIE2D — used for SWIFT and non-SEPA transfers
• IBAN: per-account, generated and copied in the app
• Incoming international wire: €0, posts in 1–2 business days
• Outgoing international wire: €1.50, tracked in the app
• Rejected transfers: credited back in full, never kept

Setting Up Direct Deposit for Payroll

Give your employer the routing number 231377389 plus your account number from the app, and payroll will start landing within one to two pay cycles.

Accesscu is a licensed credit union regulated by the Central Bank of Ireland, and payroll departments in the EU, the US and Ireland all accept the routing number plus account number combination with a signed authorization form from the member.

Employers outside Ireland often ask for the IBAN and BIC ACSCIE2D instead; the app's Direct Deposit screen exports both variants as a one-page PDF that ends this confusion instantly.

After setup, log the first deposit on the app; payroll errors are rare but detectable immediately, and our 24/7 support line has prepared a standard error-correction template for employers.

1. Export your details

   Open the app's Direct Deposit screen, tap Export, and save the one-page PDF with routing number, account number, IBAN and BIC.

2. Send it to payroll

   Attach the PDF to your employer's payroll form, or re-type numbers straight off the screen — with 24/7 support available if forms differ.

3. Verify the first deposit

   Watch for the first payroll deposit in the app and check it against your payslip net figure.

4. Fix any mismatch

   If nothing lands after two pay cycles, call +353 1 555 0123 and we talk your employer's payroll desk through the correction letter on the same day.

Frequently Asked Questions About Routing Numbers

Routing number questions are the fastest fixes in our support queue, and the four answers below resolve the vast majority of them.

Still wondering which code to hand over? Compare it to the reference card in <a href="rates.html">the Rates page</a>, or press the copy buttons in the app — the codes you might mistakenly type are printed nowhere else.